IRAs

A brighter financial future starts with smart retirement planning today. Our Individual Retirement Accounts can help you get there.

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Your long-term savings goals require the clear path our IRA options reveal. Our commitment to members in Tulare County, California, means helping you enjoy retirement or provide enriching educational opportunities to your children so they can strengthen our communities.

Individual Retirement Account

Tucoemas Federal Credit Union offers plenty of flexibility when it comes to long-term savings. Choose from Traditional and Roth IRAs, both with unique tax advantages your advisor can explain in detail, plus a Coverdell Education Savings Account if you're planning for higher-education expenses.

$5 minimum opening deposit and minimum balance
No monthly fees
Add contributions in lump sums or through ongoing regular deposits
Dividends calculated on the average daily balance and paid monthly

IRA Share Certificates

Here's another option for diversifying your retirement savings plan. IRA Share Certificates provide steady growth for a specific term. When they mature, you can reinvest or use the money. Your tax advisor can explain all the stipulations.

$10,000 minimum opening deposit and minimum balance
Terms of 6, 12 and 24 months
Each contribution must be at least $500

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