Individual Retirement Account
Traditional, Roth, & Coverdell Education Savings Account
- $5 minimum opening deposit and minimum balance.
- No monthly fees.
- Contributions may be made in a lump sum or through regular deposits throughout the year.
- Dividends are tax deferred.
- Dividends are calculated on the Average Daily Balance and are paid monthly.
- Rates subject to change.
- An initial deposit of $25 ( cash, check, or money order ), plus a new account fee of $5 is required for a new member account.
IRA Share Certificates
- $500 minimum opening deposit and minimum balance.
- Terms of 6, 12, and 30 months.
- $500 minimum for additional contributions.